Effective Date: 28/05/2024

Welcome to the https://www.fundingguide.com.au (Site).

The Funding Guide website is operated by Glitter Consulting (ABN 80 596 108 938), referred to in these terms as "we", "us" or "our". Please take the time to read the terms of use that are applicable to the use of this Site and the content made available to you via this Site and our social media channels and other forms of digital advertising ("Terms"). These Terms together with our Privacy Policy apply to all Site Visitors, subscribers, customers and all other users of the Site ("User, "You" and "Your).

1. Consent to Site Terms: By accessing or using the Site, our social media channels or any other materials made available to you or provided to you on this Site or others by The Funding Guide, whether you made a purchase or not, you agree to comply with and be bound by these terms and conditions, as well as any additional terms and policies referenced herein and/or available by hyperlink. If you do not agree to all the terms and conditions, then you may not access the website or use any services or digital resources. By visiting the site or our social media channels or other advertising, you are taken to accept our Terms.

2. Eligibility: By using this site, you represent that you are at least 18 years old and capable of forming a legally binding contract. If you are accessing or using the site on behalf of a business or entity, you represent and warrant that you have the authority to bind that entity to these terms.

3. Changes to Terms: We reserve the right to update, change, or replace any part of these terms and conditions by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

4. Intellectual Property: All content provided on this website, including but not limited to text, graphics, logos, images, audio files, documents, spreadsheets and downloads, is the property of Glitter Consulting and is protected by international copyright and trademark laws. Unauthorised use, reproduction, or distribution of any content is strictly prohibited. Your use of the Site, the services and access to any content does not grant or transfer any rights, title or interest to you in relation to this Site, the services or the content.

5. No Commercial Use: You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever the Site, services or the Content, our Intellectual Property and Third-Party Licensed Intellectual Property in whole or in part without our prior written consent. We reserve the right to immediately remove your access to our Site, products and services, Content, without refund, if you are found to be violating these Terms.

6. Links to Other Websites: Our Site and social media channels may have links to other sites operated by third parties. Unless we expressly tell you otherwise, we do not in any way, endorse, control or approve of and nor are we responsible for the content on those websites. It’s up to you to decide if those websites and their content work for you, and we recommend that you investigate these options thoroughly before using them.

7. Account Creation: To access certain features of the site, you may be required to create an account. You agree to provide and maintain accurate, current, and complete information about yourself as prompted by our registration processes. You are responsible for safeguarding your account information and for any activities or actions under your account.

8. Our Digital Products are Non-Refundable: Our digital products are provided with extensive information regarding their contents and are non-refundable. Due to the nature of digital products, any orders received and processed by us for digital products available to be purchased online, has a strict NO REFUND/RETURN/EXCHANGE POLICY. Where we send the wrong digital product we will send you the correct digital product and where the link provided to download is not working, we will send you the digital product direct or via a revised link at no extra cost. We do not offer refunds under any circumstances. 

9. Pricing and Payment: All prices for products are subject to change without notice. We reserve the right to modify or discontinue products (or any part or content thereof) without notice. Payments are processed securely, and you agree to provide current, complete, and accurate purchase and account information for all purchases made on our site. You warrant that you have the necessary rights and authority to use the credit card you supply. You automatically authorise us to charge your credit card on file for any and all payment balances owed and agree to keep billing information current at all times. Where you fail to make a payment or a payment is declined for any reason, we will revoke your access to the products. Discount codes must be applied at the time of purchase and cannot be applied retroactively.

10. Electronic Communications and Electronic Signatures: You acknowledge and agree that you will be bound by any affirmation, acceptance or agreement that is transmitted through this Site, including but not limited to any consent you provide to receive communications from us solely by means of electronic transmission. You further acknowledge and agree that when you click on “I agree”, “I consent”, or other similarly worded click or tick options by electronic means using an electronic device such as your mobile phone, tablet, desktop, laptop or any other computer device capable of allowing you to click or tick, your agreement and/or consent will be legally binding and enforceable and will be deemed to be as effective as if you had written your signature by hand.

11. Delivery of Digital Products: Upon purchase of a downloadable product from this Site, the product will be immediately displayed on the page, or you will receive an email with a link to complete the purchase of your product including, where applicable, a direct download for your product. Products may be available on this Site without a need to purchase or download them. You agree and accept full responsibility and risk for downloading and using these products. You agree that you will indemnify and hold harmless, The Funding Guide, and all our related entities and personnel, against liability for any harm or loss caused by the downloading and use of these products. You agree that it is your responsibility to ensure that you have the appropriate programs and hardware available to access and use the downloadable products.

12. Liability and Indemnification: To the maximum extent permitted by law, Glitter Consulting shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use any product or service purchased from this site. You agree to indemnify, defend, and hold harmless Glitter Consulting, its affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns, and employees, harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of your breach of these terms and conditions or the documents they incorporate by reference, or your violation of any law or the rights of a third party.

13. Prohibited Use You are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses. 

14. Information, advice and contents of digital downloads: Our Site may have articles and content that is of a general nature and is not intended to constitute or replace professional advice for individual or specific situations and does not take into account your specific needs or circumstances. The information contained on the Site is not a substitute for obtaining advice specific to your circumstances from a qualified professional.

Our investor lists are compiled from publicly available information and comply with privacy laws. We do not warrant the accuracy, completeness, or reliability of any resource provided on our site. Users should seek professional advice before relying on our resources. We do not guarantee funding results from the use of our resources. We do not hold an Australian Financial Services License (AFSL). Users should obtain independent financial and legal advice before using our materials for investment purposes.

15. Governing Law These terms and conditions and any separate agreements whereby we provide you services shall be governed by and construed in accordance with the laws of Queensland, Australia. Any disputes arising under or in connection with these terms shall be subject to the exclusive jurisdiction of the courts of Queensland, Australia.

 

16. Privacy: These Terms also include our Privacy Policy which sets out how we use your personal information, which can be accessed at the footer on the site. By using this Site, you consent to the processing described in the Privacy Policy and warrant that all data provided by you is accurate.

By accessing or using The Funding Guide, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.